My husband and I have been married for over two years and still have separate bank accounts. I never thought anything of it until we were out with friends and I said to my husband, "I'll get it". To which someone asked, "What does it matter? It all comes from the same account." Um, no it doesn't. You would not believe the conversation this sparked (mind you, my husband and I were the only ones on "our side"). I still don't see anything wrong with it, just like I don't see anything wrong with sharing accounts. It just works for us. We track our money together, and we consider it "ours", it is just in separate accounts. And this way, if we have a "date night" or one of us wants to treat the other to a trip, we can truly do that...and we do.
Whenever we go to dinner with friends, we still put up with comments like "Oh they have to decide who is going to pay", but a couple of weeks ago I got my revenge. We were on a road trip with the same group and had to stop to use the "facilities". The only place was (conveniently) an outlet mall. As we pulled up, all of the husbands (except for mine) said "We'll stop, but you only have $40 to spend." To which I asked no one in particular, "How do you like sharing a checking account now?"
Now when we have kids it will be a different story :)
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I started reading your blog last week. You two are great!
ReplyDeleteI AGREE with this post! I have been married a little over 2 years as well. We have seperate bank accounts and handle going out JUST LIKE you and your husband! We do have a joint savings account that we both contribute to, but for everyday spending we have our own money. Honestly, my husband would like to combine it all...but I am just NOT ready for that. Probably because he is super frugal and I am a spender! :)
we still have separate bank accounts but have a joint credit card...hmmm this seems contradictory.
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